On this page, you will find a curated selection of the exact tools, books, and resources that I personally use, rely on, or find genuinely valuable on my journey.
I value functional reliability and intentional simplicity. Together, these tools form a simple operating system for managing money, building income, and designing a more intentional life.
Explore the categories below to find what fits your system.
Disclaimer: Some of the links on this page are affiliate links, meaning I may earn a small commission if you decide to make a purchase, at no extra cost to you.
1. Budgeting & Money Management
The tool I use to track my cash flow, manage spending, and stay in control of my finances.
The AntiBudget Spreadsheet
The core. A simple cash flow system designed to manage personal finances by focusing on income, savings, investing, and controlled spending instead of traditional detailed budgeting categories.
2. Investing Platforms for Long-Term Wealth
Platforms and resources I use to build long-term wealth through investing.
Lightyear
A simple investing platform that allows you to buy and hold global stocks and ETFs with low fees, designed for long-term wealth building and easy portfolio management.
Trading 212
A commission-free investing platform with a wide range of instruments like stocks and ETFs, suited for more flexible and diversified investing.
3. Banking & Money Movement Tools
Financial services I use for everyday banking, payments, and managing money across different currencies.
N26
A digital bank account with multi-currency support, real-time spending insights, and simple everyday money management through a mobile-first interface.
Wise
A multi-currency account and money transfer platform that allows you to send, receive, and hold money internationally with low fees and transparent exchange rates.
4. Online Business & Website Tools
Essential tools I use to run websites, create content, and manage online projects.
Hostinger
A reliable hosting platform for running websites, managing domains, and keeping everything online with good performance and low cost.
Blocksy
A flexible WordPress theme that makes it easy to build fast, clean, and SEO-friendly websites without complex setup.
Kit
An email marketing and audience-building tool used to collect subscribers, send newsletters, and build a long-term audience that can be turned into traffic and revenue over time.
CorelDRAW
A professional vector design tool used for creating logos, illustrations, and precise graphic work, especially when more control and detail are needed than in simpler design platforms.
5. Travel & Lifestyle Tools for Quality of Life
Building wealth isn’t just about saving money—it’s about creating a life you enjoy. These are the tools, services, and products I use for travel, relaxation, and everyday living.
Skyscanner
A powerful flight search engine that compares prices across airlines and booking platforms to find the cheapest and most flexible travel options.
Booking.com
A global platform for booking accommodation, ranging from budget stays to hotels and apartments, with flexible options for different travel styles.
SafetyWing
Travel insurance designed for flexible travelers and digital nomads, covering medical and travel-related risks.
GetYourGuide
A platform for booking local tours, activities, and experiences that help you get more out of each destination around the world.
6. Books on Money, Investing & Wealth
Despite the cheesy titles, these books form the foundation of the financial and mindset system behind AntiBudget.
The Millionaire Fastlane
A mindset shift away from slow saving toward building systems that can generate wealth faster through ownership and leverage.
I Will Teach You to Be Rich
A practical system for automating personal finance, spending consciously, and optimizing money without overthinking.
The Simple Path to Wealth
A straightforward guide to long-term investing, index funds, and building financial independence with minimal complexity.
Final Note
Every tool here is part of a larger approach to managing money, building online income, and creating a simple, intentional lifestyle. The goal is not to use more tools, but to use the right ones consistently and build a system that supports long-term financial independence.